Calculators for People Moving Abroad
Currency, salary, and cost-of-living tools for a big international relocation.
Moving to another country is one of the biggest financial decisions most people make, and it's easy to evaluate it using the wrong numbers. A job offer in a foreign salary looks impressive until you convert it and compare it against local rent, healthcare, and tax rates - sometimes a "raise" is actually a pay cut once you run the real math. Beyond salary, the move itself carries costs that rarely make it into the initial planning: visa fees, shipping belongings, temporary housing while you find a permanent place, and the weeks it can take to get your first paycheck in a new banking system. The calculators below are built for exactly this transition: converting an offer into your home currency for a fair comparison, estimating the true cost of the move itself, building a budget that survives the slow first few months, and sizing an emergency fund large enough to cover the inevitable surprises. Whether you're negotiating an offer or already packing boxes, run these numbers before you commit.
Currency Converter
Convert a foreign salary offer into your home currency for an honest side-by-side comparison.
Moving Cost Estimator
Total up visa fees, shipping, temporary housing, and setup costs before you commit to the move.
Salary Tax Calculator
Estimate take-home pay so you're comparing offers after tax, not just gross headline numbers.
Budget Planner
Plan a budget that survives the slow first few months of setting up in a new country.
Emergency Fund Calculator
Size a cushion for the gap before your first paycheck lands in a new banking system.
Net Worth Calculator
Track assets and debts in one currency to see if the move actually improved your finances.
Hidden Costs of Moving to a New City
The expenses that catch relocating households off guard, applicable to international moves too.
Negotiating Salary When Relocating
What to ask for beyond base salary when an employer sponsors your international move.
Frequently Asked Questions
How do I know if a job offer abroad is actually a pay raise? +
Convert the offer into your home currency, then compare after-tax take-home pay against the new country's cost of living, not just the headline salary. A bigger number can still leave you with less real spending power.
What hidden costs come with an international move? +
Visa fees, shipping or storage, temporary housing, new furniture or appliances, pet relocation, and currency conversion fees on transfers all add up. Build a realistic total before you commit.
How much should I budget for the first few months? +
Many guides suggest 3-6 months of expenses beyond moving costs, since setting up bank accounts and getting your first paycheck can take longer than expected in an unfamiliar system.
Will I owe tax in both my home country and my new country? +
Possibly, depending on citizenship, residency, and any tax treaty between the countries. This varies enormously by country pair - treat any estimate as a starting point and consult a cross-border tax professional.
Should I keep tracking my net worth across the move? +
Yes - converting all assets and debts into one currency gives a consistent baseline before and after the move, the clearest way to see whether it actually improved your finances.
How do exchange rates affect a big international move financially? +
A move that pencils out well today can look different a year later if currencies shift. Revisit your budget periodically with updated rates rather than assuming your planning-phase numbers hold indefinitely.
What should I negotiate for besides base salary when relocating? +
Relocation allowances, temporary housing, shipping costs, visa fee coverage, and a cost-of-living adjustment are common asks. Employers often have more flexibility here than on base salary itself.