Virginia Salary & Tax Calculator
Virginia's top marginal state income tax rate is pre-filled below (5.75%). Adjust it if you want to blend in federal withholding for a fully combined effective rate.
*Estimates only, illustrative and not tax or financial advice. Actual Virginia and federal taxes may vary — consult a tax professional for precise figures.
Wondering how much house you can afford with your net pay?
Mortgage Loan CalculatorVirginia's income tax structure is unusual in that its top rate of 5.75% applies starting at just $17,000 of taxable income, so most full-time workers effectively pay close to that top rate on the majority of what they earn. That makes Virginia a moderately high-tax state compared to its immediate neighbors: it's noticeably above North Carolina's flat 4.5% and far above Tennessee, which levies no income tax at all, but it's also below the combined state-and-county rates many Maryland residents face. Northern Virginia commuters near Washington, D.C. should note that the region carries some of the highest costs of living in the country, so the 5.75% state rate is often just one piece of a bigger take-home-pay puzzle alongside Virginia's 4.3% base sales tax and regional transportation surcharges. This calculator pre-fills the 5.75% top rate as a starting estimate — your actual effective rate will typically run a bit lower once Virginia's standard deduction and any credits are applied. No Virginia city or county adds a separate local income tax, so the state rate is the whole story regardless of whether you're in Richmond, Norfolk, or Arlington.
🏆 Decoding Your Virginia Paycheck
Everything you need to know about using this calculator and the math behind it.
How it Works
Strips away estimated federal and Virginia state taxes plus common deductions from your gross salary to reveal your actual take-home (net) pay.
The Formula
Net Pay = Gross Pay − (Federal Tax + Virginia State Tax (up to 5.75%) + FICA + Pre-tax Deductions).
Pro Tip
Virginia's top bracket starts at just $17,000, so unlike states with a high top-bracket threshold, most Virginia earners should budget as if they're already in the top state bracket.
Frequently Asked Questions
What is Virginia's top state income tax rate? +
Virginia's top marginal state income tax rate is 5.75%, and it kicks in at a relatively low taxable income threshold of $17,000 for all filing statuses. That means most full-time workers in Virginia, even those with modest salaries, end up paying close to the top rate on the bulk of their income.
How does Virginia compare to its neighboring states? +
Virginia's 5.75% top rate sits below Maryland's top combined rates and is roughly in line with North Carolina's flat 4.5% rate, but it is dramatically higher than Tennessee, which has no state income tax at all. Washington, D.C., just across the Potomac from Northern Virginia, also charges income tax, so the region as a whole is fairly high-tax compared to nearby no-tax states.
Does Virginia have a state sales tax? +
Yes. Virginia charges a base state sales tax of 4.3%, plus local additions that push most areas to around 5.3%-7%, with higher rates in Northern Virginia and Hampton Roads that fund regional transportation. This sales tax layers on top of the 5.75% income tax, so total tax burden is a combination of both.
Do Virginia cities or counties add a local income tax? +
No. Virginia does not authorize cities or counties to levy a separate local income tax on wages. Unlike states such as Ohio or Maryland, your Virginia state income tax bill is the same 5.75% top rate whether you live in Richmond, Virginia Beach, Arlington, or a rural county — local governments instead rely on property and sales taxes.
Is this calculator accurate for my exact Virginia tax bill? +
This tool gives an estimate using a single blended effective rate, not Virginia's actual bracket-by-bracket calculation or state-specific deductions and credits, such as the Virginia standard deduction or age-65 subtraction. For an exact figure, especially near the $17,000 top-bracket threshold, use the Virginia Department of Taxation withholding tables or consult a tax professional.